PRIVACY POLICY
At IBSi, we base our relationships with current and prospective brokers and their clients on integrity and trust. As part of that relationship, we will comply with all federal, state, and local statutes regarding the privacy of nonpublic personal information.
The nature of our business requires that we collect certain information from companies and organizations, including employers, benefits plan sponsors and associations. To the extent permitted by law, we may disclose the information we collect to non-affiliated third parties who are assisting us by performing services or functions on our behalf, such as insurance companies and other financial institutions.
One of IBSi's core business activities is to serve as an insurance agent in transmitting applications for insurance to insurance carriers and in securing from those insurance carriers quotes and other offers of coverage. This business activity often requires that nonpublic personal information of the applicant for the coverage (or more typically, nonpublic personal information of the individual employees and dependents of an employer group applying for coverage) be disclosed to one or more prospective insurance carriers. IBSi is permitted by law to disclose such nonpublic personal information in connection with this business activity. In doing so, IBSi will limit the disclosures to those reasonably necessary to complete the processing of the application or, as applicable, to secure the requested quote or other underwriting determination.
We restrict access to nonpublic personal information to those IBSi employees who need to know that information to provide products and services. We maintain physical, electronic, and procedural safeguards that comply with federal, state, and local privacy statutes.
The general policy of IBSi, LLC, and IBSi doing business as Broker Solutions Network, ("We", "Us" or "IBSi" or "BSN") is to respect and protect the privacy and confidentiality of the information conveyed to IBSi by the brokers and agents who use the Site Resources (together, the "Producers"). We will take such commercially reasonable actions as may be required under the circumstances to preserve the confidentiality of any information a Producer identifies as being proprietary and confidential in nature. However, IBSi shall be permitted to make any and all such disclosures of information as may reasonably be required for, or be contemplated by, the Producers use of the Site Resources and/or the Producers contract with IBSi or with any third-party insurer, financial service provider or other provider for which IBSi serves as agent or other representative.
Vendor Privacy Policies
The insurers, financial service providers and other providers and suppliers of goods and services who are represented by IBSi and/or with whom the Producers may transact business using the Site Resources (collectively, the "Vendors") will have privacy policies in effect from time to time that are applicable to, and intended for the benefit of, the ultimate purchasers of the products and services offered or supported through IBSi and the Producers ("Vendor Privacy Policies"). IBSi will use commercially reasonable efforts to convey the Vendor Privacy Policies to the Producers. As a condition of their use of the Site Resources, the Producers warrant and represent to IBSi that they will comply at all times and in all respects with the Vendor Privacy Policies.
Aggregate Statistics
IBSi may collect and disclose to others aggregate statistics concerning usage of the Site Resources, including disclosures to prospective Vendors, advertisers and strategic partners. When we do so, personally identifiable information will not be included.
Madrid hotel roomsCookies and IP Addresses
"Cookies" are small text files saved on a computers hard drive and stored in memory while the computers browser is running. IBSi may use "cookies" and IP addresses at times in several ways. Cookies enable us to identify a user of the Site Resources in order to deliver better and more personalized service to that user. A cookie may be set when the user signs onto the site. Cookies also are used to help us track visits to the site and to estimate the size of the user community that is accessing the Site Resources in a particular period. Each browser accessing the Site Resources may be given a unique cookie that can then be used to track repeat usage. IBSi collects IP Addresses for purposes of system administration and to record and report aggregate usage statistics.
Account Access and Passwords
Each registered user of the Site Resources will be assigned a password in order to access the Site Resources and that users account and account information. It is the users responsibility to protect and preserve the confidentiality of the users password. IBSi will not be responsible for any loss resulting from unauthorized access to a users account.
A PASSWORD SHOULD NEVER BE GIVEN TO ANY PERSON WHO THE REGISTERED USER HAS NOT AUTHORIZED TO TRANSACT BUSINESS ON THE USERS BEHALF USING THE SITE RESOURCES. ANY PERSON WHO IS GIVEN A USERS PASSWORD WILL HAVE ACCESS TO ALL OF THE USERS INFORMATION THAT IS STORED ON THE SITE AND MAY HAVE THE ABILITY TO CHANGE OR DELETE THAT INFORMATION.
System Security
IBSi at times may deploy secure servers and security protocols to safeguard the information provided by users of the Site Resources. Your Internet browser will reveal any instance of Secure Sockets Layer technology employed by IBSi by means of "https" as part of a web page address or by display of a lock or key or other such symbol.
No Resale of Information
IBSi never resells, trades, leases or rents the personally identifiable information of our users to other companies.
Error Corrections
Any user of the Site Resources may inspect and correct errors in the information submitted to, or maintained on, the Site Resources, provided IBSi is given reasonable notice of the request.
If you have any questions about this site or this Privacy Policy, please direct them to: information@IBSiBrokers.com