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BROKER SOLUTIONS NETWORK

Terms Of Service
Your Agreement to Accept and Abide by These Terms of Service

This web site ("Site") is presented by IBSi, LLC., doing business as BROKER SOLUTIONS NETWORK ("BSN"). This Site is for the use of IBSi's suppliers, content and service providers, sponsors, customers, clients and friends. You may use the Site, the information contained on this Site ("Materials") and the services offered by the Site ("Services") only if you accept and agree to abide by the terms, conditions, undertakings, agreements, limitations and restrictions contained in these Terms of Service ("Service Terms"). In these Service Terms, the Site, the Materials and the Services are sometimes collectively referred to as the "Site Resources".

Your use of this Site means you have agreed to accept and abide by the Service Terms. IF YOU DO NOT AGREE WITH, ACCEPT AND ARE WILLING TO ABIDE BY ALL OF THE SERVICE TERMS, DO NOT USE THIS SITE, THE MATERIALS OR THE SERVICES.

Use of this Site may also be governed by other contracts currently in force, or which may in the future exist, between you andIBSi or its affiliates. The terms and conditions of any such agreements are incorporated by reference into these Service Terms.

Be sure to read these Service Terms carefully because the Service Terms will comprise your agreement withIBSi on use of Site, the Materials and the Services.

IBSi may change, amend and supplement the Service Terms from time to time, inIBSi's sole discretion ("Amended Service Terms"). Any such Amended Service Terms will appear as the current and applicable "Terms of Service" at this part of the Site. By continuing to use the Site Resources following the effective date of the Amended Service Terms, you will agree to bound by the Amended Service Terms. The effective date of the Amended Service Terms will be the first date on which the Amended Service Terms are posted to the Site.

Your Limited License to use the Materials and the Services

Subject to these Service Terms, IBSi grants you a non-exclusive, non-transferable, limited right to access and use the Site Resources.IBSi authorizes you to view and download the Materials at this Site only for your use and the use of any company or firm with which you are affiliated or by whom your are employed. This authorization is not a transfer of title to the Materials or copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose other than as specifically contemplated by this Site and the Service Terms; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these Service Terms.

This Site, including all Materials, is copyrighted and protected by copyright laws. You agree to comply with all copyright laws in your use of this Site and to prevent any unauthorized copying of the Materials. Except as expressly provided herein,IBSi does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.

Access & Registration

Blackpool hotel roomsYouacknowledge and agree that you must: (a) provide your own access to the WorldWide Web and pay any service fees associated with such access, and (b) provideall equipment necessary for you to connect to the World Wide Web, including acomputer and modem.

Marbella hotelsIn registering to use the Site, you will: (a) provide accurate and complete information when prompted to do so by any registration form, and (b) maintain and update such information so it remains accurate and complete.

Privacy

All information gathered from you and your clients in connection with your and/or their use of the Site Resources will be subject toIBSi's Privacy Policy, which is incorporated by reference in, and made a part of, these Service Terms.

Password and Security

Uponregistration, you will choose or be assigned by IBSi a log-in name and password(collectively, Log-in and Password.).  You are responsible for keeping your Log-in and Password confidential. Werecommend you memorize this information, and not write it down. You are responsible for all activity occurring through use of your Log-inand Password.  You will immediately notify IBSi of any actual or suspectedunauthorized use of your Log-in and Password.

Rules for Using the Site Resources

hotel a ManchesterIn your use of the Site Resources, you will comply with, and abide by the following rules:
You will not restrict or inhibit any other user from using and enjoying the Site Resources.

You will not post or transmit any unlawful, fraudulent, libelous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, national or foreign law.

You will not post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial communication, or engage in spamming or flooding.

You will not submit, post, upload or otherwise transmit content that contains viruses, corrupted files or any other similar software or programs that may damage the operation of another's computer, including without limitation, any virus, trojan horse, worm or other harmful component.

You will not post, publish, transmit, reproduce, distribute or in any way exploit any information, software or other material obtained through the Site Resources for commercial purposes, other than as expressly permitted by the provider of such information, software or other material, and/or as contemplated by the Site Resources.

You will not upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the Site Resources which is protected by copyright, or other proprietary right, or derivative works with respect thereto, without obtaining permission of the copyright owner or copyright holder.

You will not impersonate, or otherwise misrepresent your affiliation with any other person or entity;.

You will not falsify or delete any attributions, legends or other proprietary designations of the origin or source of software or other content appearing on the Site or contained in a file that is uploaded.

You will not violate any applicable local, state, federal law or regulation.
IBSihas no obligation to monitor the Site Resources. However, you acknowledge and agree that IBSi has the right to monitor theSite Resources electronically from time to time and to disclose any informationas necessary or appropriate (a) to satisfy any law; regulation or othergovernmental request; (b) to operate the Site Resources properly; or (c) toprotect itself or its clients and other users of the Site Resources. UK HOtelsIBSi will not intentionally monitor or disclose any privateelectronic-mail message unless required by law.

IBSi reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, inappropriate or in violation of these Service Terms.

Inconsideration of being permitted to use the Site Resources, you will (a) providetrue, accurate, current and complete information about yourself as prompted andrequested by the Site Resources or IBSi, and (b) maintain and update thisinformation to keep it true, accurate, current and complete. If any information provided by you is untrue, inaccurate, not current orincomplete, IBSi has the right to terminate your registration and refuse you anyand all current or future use of the Site Resources.

You may not resell or transfer the Site Resources or your use of, or access to, the Site Resources.


Copyright and Ownership of the Site Resources

IBSi is the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing on this Site, and is the copyright owner or licensee of the content and information on this Site, including but not limited to any screens appearing on the Site. Third-party trademarks, service marks, logos and trade names appearing on the Site are the property of their respective owners. You may not download and/or save a copy of any of the screens except as otherwise provided in these Service Terms and/or as contemplated by the Site Resources. If you make other use of this Site, except as otherwise provided above, you may violate copyright and other laws of the United States, as well as applicable state laws and may be subject to penalties.

You acknowledge that the Site Resources and any underlying technology used in connection with the Site Resources contain proprietary and confidential information ofIBSi, its licensors and its content and service providers. You may not copy, reproduce, publish, distribute, create derivative works of, sell, transfer, display, transmit, compile or collect in a database, or in any manner commercially exploit any part of the Site Resources, except as contemplated by the Site Resources or otherwise permitted by these Service Terms. You must abide by all copyright notices, information or restrictions contained in or attached to of the Site Resources.

Except as otherwise expressly provided in these Service Terms, IBSi does not grant any license or other authorization to any user of its trademarks, registered trademarks, service marks, or other copyrightable material or other intellectual property, by placing them on this Site.

Exceptas otherwise contemplated by the Site Resources, IBSi does not want you to, andyou should not, send any confidential or proprietary information to IBSi via theSite with regard to ideas, concepts or know-how. You agree that any such information or materials that you or individualsacting on your behalf provide to IBSi will not be considered confidential orproprietary. By providing any such information or materials to IBSi, you grant to IBSian unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce,display, publicly perform, transmit and distribute such information andmaterials, and you further agree that IBSi is free to use any ideas, concepts orknow-how that you or individuals acting on your behalf provide to IBSi.

Changes to Site Resources

IBSi may modify, suspend or discontinue any portion or part of, or any service, material, feature, function or functionality included in, the Site Resources at any time, without notice or liability to you.

IBSi may impose limits on certain features and services of, or restrict your access to part or all of, the Site Resources without notice or liability to you.

IBSi may terminate the authorization, rights and licenses given to you or any other person or party under these Service Terms at any time, without cause, inIBSi's sole discretion.


Your Failure to Comply With These Service Terms

IBSi may suspend or terminate your registration with the Site and/or deny you access to, the Site Resources, without prior notice, if you engage in any conduct thatIBSi believes, in its sole discretion: (a) violates any of the Service Terms, (b) violates the rights ofIBSi or third parties, (c) or is otherwise inappropriate for continued access to, and use of, the Site Resources. You agree that, upon termination,IBSi may delete all information related to you and may deny you access to Site Resources.

Links from and to This Site

As a convenience to you, this Site may include links to web sites operated by other entities ("Other Sites"). If you use these Other Sites, you will leave this Site. If you decide to visit a linked Other Site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements.IBSi makes no warranty or representation regarding, and does not endorse, any linked Other Sites or the information appearing thereon or any of the products or services described thereon. Links with Other Sites do not mean thatIBSi sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed on the Other Sites or accessible through the links, or that any linked Other Site is authorized to use any trademark, trade name, logo or copyright symbol ofIBSi or any of its affiliates.

IBSi is not responsible for the content of any of the Other Sites to which this Site may by linked or for transactions between you and such Other Sites.


Termination

You may discontinue your registration with the Site and your use of the Site Resources at any time. The Service Terms will continue to apply to all past use of the Site Resources by you, even if you are no longer using the Site Resources.

Disclaimer

By using the Site Resources, including any applets, software, and content contained therein, you agree that use of the Site Resources is entirely at your own risk. THE SITE RESOURCES ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SITE RESOURCES.

IBSi DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES AND (2) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

IBSi ALSO DISCLAIMS ANY WARRANTY, REPRESENTATION OR UNDERTAKING THAT THE SITE RESOURCES, OR CONTENT CONTAINED IN THE SITE RESOURCES, WILL BE ERROR FREE, OR THAT ANY INFORMATION, OR OTHER MATERIAL ACCESSIBLE THROUGH THE SITE RESOURCES IS OR WILL BE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS. 

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, OR THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OR USE OF A RECORD, WHETHER THE CLAIM IS BASED ON BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, OR OTHER CAUSE OF ACTION OR THEORY OF RECOVERY, HOWEVER DESCRIBED OR DENOMINATED.

THE SITE RESOURCES CONTAIN OPINIONS, STATEMENTS, RECOMMENDATIONS AND INFORMATION FROM THIRD-PARTY INDIVIDUALS AND ORGANIZATIONS.IBSi DOES NOT ENDORSE OR MAKE ANY REPRESENTATIONS AS TO THE ACCURACY, TIMELINESS, COMPLETENESS OR CREDIBILITY OF ANY OPINION, STATEMENT, RECOMMENDATION OR OTHER CONTENT CONTAINED IN, UPLOADED TO OR DISTRIBUTED THROUGH THE SITE RESOURCES BY OTHERS. YOU ACKNOWLEDGE THAT YOU WILL RELY ON ANY SUCH OPINIONS, STATEMENTS, RECOMMENDATIONS, INFORMATION AND CONTENT SOLELY AT YOUR OWN RISK.

CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SUCH THAT SOME OR ALL OF THE FOREGOING EXCLUSIONS MAY NOT APPLY TO YOU.


Limitation of Liability

NEITHER IBSi NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARISE OUT OF USE OF THE SITE RESOURCES; INABILITY TO GAIN ACCESS TO OR USE THE SITE RESOURCES; RELIANCE ON ANY CONTENT INCLUDED ON THE SITE; ANY GOODS OR SERVICES ADVERTISED ON THE SITE; BREACH OF ANY WARRANTY; OR THAT ARE OTHERWISE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE RESOURCES OR ANY LINKED WEBSITE, EVEN IFIBSi WAS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES

BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OFIBSi, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, AND CONTENT OR SERVICE PROVIDERS SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY SUCH STATE LAW.


Indemnification

You agree to indemnify, defend and hold harmless IBSi and its affiliates, officers, directors, employees, consultants, agents, licensors and content or service providers from any and all third party claims, liability, damages and/or costs (including but not limited to reasonable attorneys' fees) arising from your failure to comply with these Service Terms, your infringement or violation of any intellectual property or other right of a third party or from your violation of any applicable law.

Applicable Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without giving effect to its conflict of laws rules.

Licensing

This site is not intended to be an advertisement for, or solicitation for the sale of, insurance products or services except in those jurisdictions whereIBSi is licensed, or is otherwise authorized to conduct business. 

Other Terms and Conditions

IBSi reserves the right to deny access to the Site Resources to anyone at any time, inIBSi's sole discretion.

Any action to enforce this agreement shall be brought only in the Court of Common Pleas for Lancaster County, Pennsylvania or in the United States District Court for the Eastern District of Pennsylvania. You stipulate and agree to submit to the jurisdiction of such courts for such purposes, and waive any objections you might otherwise have to the personal jurisdiction of such courts over you.

alberghi a LilleIf any part or provision of these Service Terms is deemed to be unlawful or unenforceable, the illegality or unenforceability of such part or provision shall not affect the validity and enforceability of the remaining parts and provisions of these Service Terms.

These Service Terms constitute the entire agreement between IBSi and you with respect to your use of the Site Resources. All other agreements, understandings, and undertakings, written or oral, however described or denominated, between you andIBSi with respect to the subject matter hereof are superseded hereby and merged herein, except as otherwise provided herein or in such other agreements.

Any cause of action you may have with respect to your use of the Site Resources must be commenced within one (1) year after the claim or cause of action arises.

The failure of IBSi to exercise or enforce any part or provision of the Service Terms shall not constitute a waiver of such part or provision.

If you have any questions about this site orthese Terms of Use, please direct them to:  information@ibsbrokers.com

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